Personal Wealth Management

Our clients get more than just personal attention

Portfolio Management

Portfolio Management

With today’s fast-paced and often unpredictable market swings, it’s important to have absolute trust in how your portfolio is managed. At Kotys Wealth Professionals, we bring you closer to your goals with our time-tested processes. Not only do you have a team with no plans of retiring soon, but we are also not newcomers to the industry. We have been. . .Read More

Holistic Financial Planning

Holistic Financial Planning

Our team of experts will create a plan that considers your entire financial situation – current income and expenditures, the future expenses you anticipate, the things you want to achieve in life. This process is about much more than planning for retirement. Its purpose is also to pave the path toward achieving all you want out of life with an. . .Read More

Collaborative Estate Planning

Collaborative Estate Planning

Is leaving an inheritance to your family or giving to charity high on your list of wishes for your estate plan? Establishing an estate plan as part of your comprehensive wealth plan can be one of the most effective ways of lowering estate taxes, while providing for your family and leaving a legacy for the future. There are common pitfalls . . .Read More

Collaborative Tax Planning

Collaborative Tax Planning

There are only a few “sure things” in life … can you name one that begins with the letter T? Yes, taxes. Let’s work together to make tax savings work for you. We will utilize appropriate retirement savings accounts, tax advantaged investments, and end of year gain or loss harvesting to offset other income or losses within the year. We. . .Read More

Corporate Wealth Management

Our clients get more than just wealth management

Retirement Plan Consulting

Retirement Plan Consulting

The Kotys Wealth Professionals team serves many businesses with advice, consultation and development of employee retirement plans. Whether you are looking to establish a new plan or looking for someone who can evaluate or take over your existing plan, we can be your fiduciary consultant. We work with employers to tailor the level of service they are looking to deliver as part of their employee benefits package.

We can provide on-site educational seminars, be of help to your HR department on matters relating to your plan, and give quarterly updates and recommendations to your employees so they can experience and make the most of this tremendous benefit that you provide.

Managing Business Risks

Managing Business Risks

As a business owner, you are entrusted with the care of what is often your largest asset-and that puts a big responsibility on your shoulders. What you do best may be running your business and not necessarily making financial decisions that can impact its health. Let Kotys Wealth Professionals help you make strategic decisions regarding your corporate financial planning.

We will meet with you or key members of your organization, on a complimentary basis, to explore how we can best meet your needs.

Preparing for the Future

Preparing for the Future

We understand the dedication and sweat equity that goes in to growing a successful business. It takes careful planning to assure your business will continue to thrive should it move into the hands of your children, your family, your associates or entirely new owners. Kotys Wealth Professionals can help you create a sound business succession strategy.

Our experienced team will help you explore your many options including buy/sell agreements, business insurance products, executive compensation and continuity strategies.

Our Holistic Wealth Management Process Sets Us Apart

The financial strategies we develop are as unique as every client we serve. In this capacity we aim to add significant value by tackling our client's complex wealth management issues. Here is how we take the time to implement a solution for you:

We Evaluate

We Evaluate. Our process looks beyond your current assets to identify what you feel is most important. We will discuss your past experiences, family values, dreams, and accomplishments – in order to compile an accurate, holistic picture of where you are and what your future can be.

We Plan

We Plan. Once we fully understand your life’s priorities, the next step is to assess any gaps in your financial situation that need to be filled. Together, we will create a living blueprint — one that adapts to change and life events – to help you accomplish your goals.

We Grow

We Grow. As the global economy continues to integrate, making the world an even smaller place, it has become more important than ever to have an investment process that looks beyond broad markets. We have a disciplined, rules-based process to guide you toward areas of the market which are most suitable for current economic conditions.

We Preserve

We Preserve. In certain market conditions protecting your investments becomes more important than looking for growth. We will help you position your portfolio in a defensive posture during volatile market conditions. While growth is our ultimate long-term goal, Kotys Wealth Professionals aim to offer downside protection of your assets preparing you for the unexpected.

Kotys Wealth Professionals will develop your own personal investment plan that fills any gaps in your current financial situation. We explain your options which are most appropriate and work with you to execute those recommendations at the highest professional standards.

We do this while keeping you fully informed. We monitor your investments, recommend rebalancing as needed, and provide you with regular reports on your holdings, your performance, and market conditions. Our aim is to always make the most of your current assets while being prepared for the unexpected.

Does My Portfolio Fit Me?

Some investors can sleep soundly no matter how the market may fluctuate, and others need predictability to feel comfortable. Where you fall on the risk spectrum is key to your investment style. Kotys Wealth Professionals take the time to determine your personal risk profile before we make any recommendation. It is something you should know no matter where you invest, and it is completely complimentary as our way of getting acquainted … of course with no obligation to become a client.